In a large skillet over medium heat, cook the ground beef until browned and crumbly, about 5-7 minutes. Drain any excess fat.
Stir in the taco seasoning mix along with 2/3 cup of water. Simmer for 5 minutes, stirring occasionally.
In a small bowl or jar, whisk together the vegetable oil, white vinegar, lime juice, salt, and black pepper to make the dressing.
In a large salad bowl, combine the lettuce, cherry tomatoes, kidney beans, black olives, and shredded cheese.
Add the cooked taco meat on top of the salad mixture.
Pour the lime vinegar dressing over the salad and toss gently to combine.
Just before serving, top with tortilla chips for extra crunch.